A lot of folks are not prepared for cancer when it happens. That big “C” word sends them off spinning. They may not even have health insurance and are told they must pay for their cancer surgery 100% up front. How can this happen in this day and age?
You need to ask your employer about health insurance. Looks at other options if this does not work. Check out Lake Superior Community Health Center in west Duluth. They can help you navigate the system. Talk to a financial counselor at your cancer center, clinic, or hospital. YOU NEED HEALTH INSURANCE. Cancer patients have had their homes foreclosed, been turned into collection, and have had to live a living nightmare from all the expenses. Rural patients are more at risk because they have not been able to come up with the large sums of money. Research Cardon Outreach to see if you can have your medical bills written off. It is online. In Minnesota there is an office in Duluth and Golden Valley.
Here’s an informative link. I know a cancer patient who applied for short term disability. It was only temporary.
Some folks are not prepared a poor diagnosis. They may not have researched what will happen when their prognosis gets really critical.
Will a nursing home take them?
How long can they stay in the hospital? (Often not that long.)
Do they have money for long term hospice care (which is not covered under insurance @ $300.00 a day)?
Who will take care of them?
Stage IV patients need to plan. Hospice will come to your house but not for that many hours? What friend or family member will care for you when you need round the clock care?
* This information is brought to you by Circle of Hope, Duluth, Inc., a 501 (c) 3 non-profit serving breast cancer patients. Check out their Resources tab of their website at: